Blog

Home > Blog
7. January 2020 18:30

By attreerealestate


Information on government financial assistance for first home buyers

A grant from the Home Buyers Assistance Account reimburses some of the incidental expenses incurred in connection with the purchase of a first home in Western Australia, provided the applicants meet all criteria. Eligible applicants receive a grant of up to $2,000.

The grant can be used to reimburse some incidental expenses including?mortgage registration fees, solicitor and/or conveyancing fees, valuation fees, inspection fees, establishment fees, mortgage insurance premiums and lending institution fees associated with the purchase of your first home.

The scheme is funded from interest paid on real estate agents’ trust accounts.

Eligibility criteria

  • The price of the dwelling must be within the?maximum price limit?for dwellings purchased in Western Australia. The price limit relates to the total price of the dwelling and not the percentage of the applicant’s purchase. The current prescribed limit is $400,000.
  • The applicant(s)?must not own or have previously owned?a dwelling in Western Australia. If one of the applicants owns or has owned a dwelling in Western Australia, then a partial grant may be made to the first home buyer applicant(s) equal to the percentage of their interest in the dwelling (provided all other criteria are satisfied).
  • The dwelling must have been purchased through a?licensed real estate agency?carrying on business in Western Australia.
  • The dwelling purchased must be financed by a?lending institution?which is also required to lodge the application on behalf of the applicant.
  • The dwelling must be?established or partially built?at the time of acceptance of the contract to purchase, not a plan to build a dwelling.
  • The dwelling purchased must be the applicant(s)?principal place of residence.
  • The applicant(s) intends to?live in the home?for at least the first 12 months (the home cannot be rented out during this time). If there is an existing fixed term tenancy agreement in place at the time of purchasing the dwelling, the tenancy agreement must finish within six months from the settlement date and the applicant(s) have to intend to live in the premises for at least 12 months after the expiry of the tenancy agreement. The existing tenancy agreement cannot be extended or a new lease agreement put in place. In the case of an existing periodic tenancy agreement, required written notice has to be given by the lessor. Please refer to our page?Lessor?ending a tenancy.
  • The application should be lodged?no more than 90 days?after the date of settlement of the contract to purchase. In exceptional circumstances a late lodgement may be allowed if reasonable grounds exist to justify it.

How to apply

You must complete the?application form?and follow the instructions on the application form. If you have any further queries, call the Consumer Protection Advice Line on 1300 304 054.

The State?Government’s First Home Owner?Grant and First Home Owner Rate of Duty

In addition to?the Home Buyers Assistance Account, first home owners may also be eligible for the State?Government’s?First Home Owner Grant?and/or concessional?First Home Owner Rate of Duty. The grant and concessional rate of duty are administered by the?Office of State Revenue. For further information, contact the?Department of Finance?on (08)9262 1299 or 1300 363 211 (WA country callers only).

SOURCE: www.commerce.wa.gov.au/

7. January 2020 18:30

By attreerealestate


It’s impossible to move homes and not forget anything… or is it? Don’t underestimate the great power of the checklist – here, you don’t even need to make the list, we’ve done the hard yards for you.

So why the careful planning? Doesn’t this take?more?precious time? Well technically yes, but planning in advance spreads the tasks out over a longer period, leaving you less flustered at crunch time: moving day.

“Taking the time to get the packing process right can actually save us a lot of time at the other end,” says Robyn Amott, professional organiser at?Bless This Mess.

Booking a removalist in advance can ensure you’re not having to ask for a time extension. Picture: Kate Hunter

Planning ahead will also enable you to book a removalist that works with your dates (potentially for a better price) and not put you at risk of limiting your options.

So, now you know planning is essential – how the heck do you do it?

What to think about far in advance

First and foremost, book your removalist, Amott says. Once you’ve done that, start to think about the things you can donate or pass on to friends or family. There’s no point packing things you’re planning on ditching.

“This is a great opportunity to declutter,” says Amott. “You don’t necessarily need to be packing at this stage – just focus on removing those items you no longer have any need for. Consider hosting a garage sale, donating to the local charity store, or passing on hand-me-downs to friends or family who might need or want them.”

Decluttering means you won’t have the extra expense of carting things you don’t need. Picture: Kate Hunter

Two weeks out is when you start thinking about setting things up in your new home, like your internet. With?Belong, you can set it up online and therefore save a whole chunk of time you might have wasted talking to sales people over the phone or in-store.

If there’s anything else that needs doing that you feel you can tick off quickly and easily, go ahead and do that too, says Amott. “If it’s fresh in your head, I’ll always say to people, action it straight away,” she says.

Things to think about might be: transfer school records if you have kids; change your home and contents insurance across to the new place; or check parking restrictions that may make your removalist’s job tricky.

Having all your ducks in a row well in advance will also make you prepared should you get any surprises on moving day, such as real estate agents unexpectedly bringing forward the date suddenly realising you need at least 10 more packing boxes.

Melburnian Emmanuella Grace recently pulled off a crazy home move, from a home she was renting to a place she bought which was mid-construction.“The agent moved up our moving out day and we didn’t know if the new house would have the floors ready until two days before we moved in!”?Things like this are out of your control, Grace explains, but if you aim to control what you can, as early as you can, it can help mitigate unprecedented circumstances.

What to think about closer to the date

Closer to the move, but still with more than a week to go, is when you should start packing – beginning with items you have absolutely no need for like out-of-season clothing and spare bedding.

“It’s even better if you can drill it down to the number of plates and spoons you’ll need in that first week, so that when you get closer to the date, you’ve got minimal content to pack,” says Grace.

The less you can have to pack closer to the day, the better. Picture: iStock

This is also the time you should start changing your mailing address; getting your utilities changed over; and eventually switching them off at your place.

Then there’s food, glorious food. You’ll need to turn the refrigerator off a day or two before the move to let it settle – and you’ll need to let it settle on the other end too – so there’s about a four-day period where you won’t be able to store any perishables.

Try to consume anything that won’t keep in the days leading up to that period, and use an ice cooler to store anything leftover for up to two days. Once moved, use it as an opportunity to trial run the best local spots for take-away or even a nearby restaurant. It’d be a fun way to get everyone excited about the new neighbourhood!

Speaking of which, it’s also important at this stage to do a thorough scout of the neighbourhood.

According to Grace, two other things she and her partner had to consider a few days out from their move were: who would look after her toddler during the move? What is the best way to get to work from the new home?

So perhaps do a short ‘neighbourhood drive-by’ a few days out, looking for childcare options (if you have kids), traffic conditions, parking availabilities (if you don’t have a driveway) and proximity to shopping amenities.

What to think about on moving day

Then comes moving day.

“I also recommend that you put non-breakable kitchen items (think, cutlery, not crockery) in one of your cars while the truck is being loaded with all the other items,” says Amott. “And then you can use that time they’re unpacking the truck to set up your kitchen.”

Storage is another big thing to consider – particularly if you’re downsizing. Picture: realestate.com.au/buy

Another tip? Don’t double handle things.

“If there are clothes on hangers, leave them on the hangers and lay them in the back of your car. If there are non-breakable items in drawers and cabinets, leave them there.”

Finally, now’s the time to relax. At the end of the day, crack open that bottle of bubbly you’ve been saving for the occasion and toast to your new home and life.

The next day, and the day after that, is for cleaning and decorating, but it certainly doesn’t hurt to start browsing online for inspiration… Harness that fresh outlook and start pin-boarding looks and ideas for the new space. Before you know it, it’ll begin to feel like home in your mind.

SOURCE:?www.realestate.com.au


loading-content
Back to Top 体彩大乐透开奖结果 河北快3走势图基本 离线单机麻将单机游戏 河北快3 国际股票指数收盘时间 河南麻将朋友局破解版 11选5浙江 股票配资平台哪个好多少钱 九鼎期货配资 麻将来了自建玩法 福彩30选5开奖公告 601390股票行情 快乐十分 手机怎么下载股票行情 茶苑温州麻将安卓 山东新11选5 000001上证指数腾讯上海